A Message About Money
In your 20s, your money habits will shape your 30s. Choose wisely.
This is the time to learn how money works, not just how to spend it. Your relationship with money now will either free you or trap you later.
1. Avoid Debts That Don’t Build
Stop buying things to impress people who don’t care. Credit cards, flex loans, and fast spending may feel adult — but real adulthood is financial control.
2. Save Before You Spend
Pay yourself first. Even if it’s 10% of what you earn, build the habit. Emergency funds are not luxury — they are survival tools for men with dreams.
3. Learn a High-Income Skill
School gives you knowledge. Skills give you income. Learn to code, design, write, edit, or sell. Turn your talents into tools. Never depend on just one stream of income.
4. Budget Like a Leader
Every shilling, dollar, or coin you earn is a soldier. Don’t let your soldiers go to war without a plan. Budgeting doesn’t limit you — it empowers you.
“A broke man with vision is only dangerous if he learns discipline. Without it, he becomes bitter, not better.”
5. Respect the Long Game
Invest in knowledge, growth, and long-term goals. Avoid ‘get-rich-quick’ traps. True wealth comes quietly, not loudly.
“Don’t chase fast money. Build smart money. One is a race. The other is a legacy.”
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